Each life insurance company assesses a person’s insurance application based on various factors, include the severity or frequency of certain medical conditions, as well as age, BMI and family history.
The most practical way to know which trauma cover suits you is to complete a trauma quote request and one of our consultants will send you a comparison report; comparing the premiums and features of the different critical illness policies available.
Key questions to consider when comparing quotes from different providers
We finding a policy that fits into your budget with that provides good value easy by comparing trauma insurance quotes from 11 Major Life Insurance Companies you can compare premiums & policy features side by side!
How to compare trauma insurance quotes
Before you invest in a critical illness policy, you need to compare features and premiums side by side with the help of a specialist. Below are some tips to get you started:
Trauma insurance quotes
It is advisable to get a variety of trauma insurance quotes from various insurers, to ensure you can make an informed decision. Make sure you understand the major definitions and classifications of each quote. The harder the requirements are to meet the most severe the critical illness needs to be before you get your lump sum payout.
We can help you with this as we are specialists in understanding which policy definitions provide fair value to customers.
Premiums can also increase as you get older due to the prevalence of serious health conditions. Your gender and smoking status can also contribute to your premium affordability, as well as the state you live in (stamp-duty), and your sum insured.
Because trauma cover provides you with a lump sum payment, it’s important you choose an appropriate amount of cover that will provide the best for your specific circumstances and those of your dependents.
If you feel like you wouldn’t benefit from a tailored quote you can visit our Trauma Insurance Quote Index which will give you a quick trauma insurance comparison.