Premium Types
- Or call us
- 1300 135 205
4.9 from 209 Reviews
Written by Russell Cain 
Premium Types
Other topics
Variable Age-Stepped Life Insurance Premiums in Australia (2026 Guide)
19 March 2026
Stepped life insurance premiums start lower but rise each year. See how variable age-stepped premiums work and who they suit.
Level Premium Life Insurance Explained in 2026
18 February 2026
Is a level premium worth the higher upfront cost? See how variable premiums compare and when they become cheaper.
The Value of Finding the Right Life Insurance Premiums
14 August 2025
Tips and strategies to potentially save your thousands of dollars on your life insurance premiums. Put money back into your pocket!
Funeral Advancement
14 August 2025
Advanced payment to help your beneficiaries cover the costs of your funeral. Minimal waiting period and can pay a benefit up to $20,000!
Premium Freeze Option
29 November 2019
The premium freeze option allows you to fix your premium price. Here’s how it works, policy implications and when it is available to you.
Hybrid Premiums
24 January 2017
Achieve flexibility and long-term affordability with a Hybrid Premium Structure! This extra cost option gives you a stepped style policy with the option of converting to a Variable Premium style later.