Multiple Life Insurance Policies
by Life Insurance Direct • 16 May 2022
Generally, yes you can claim on multiple life insurance policies so long as you have disclosed your existing polices to subsequent insurers at the time of application.
Terminal Illness Benefit for Life Insurance
by publishers • 16 May 2022
Make sure your life insurance policy pays an advanced benefit when diagnosed with terminal illness, so that you know money is one less thing to worry about.
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/terminal-illness-benefit/
Life Insurance with Pre-existing Medical Conditions
by publishers • 21 April 2022
How to get affordable life insurance when you have a pre-existing condition. We guide you through the application process & explain pre-assessments.
https://www.lifeinsurancedirect.com.au/life-insurance/guides/pre-existing-medical-conditions/
The Real Difference Between Stepped vs Level Premiums in 2022
by Russell Cain • 14 April 2022
Level life insurance premiums are typically calculated based on the age you were when you applied for your policy. Stepped policies on the other hand increase each year as you age. Compare stepped vs level premiums to find an option that suits your requirements.
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/stepped-vs-level-premiums/
Life Insurance for New Parents and Young Families
by Russell Cain • 14 April 2022
When starting a family, the importance of life insurance grows significantly. Find out how new parents can protect their young family’s financial future.
https://www.lifeinsurancedirect.com.au/life-insurance/guides/families/new-parents/
What Happens When You Cancel Your Life Insurance Policy?
by publishers • 17 March 2022
When you cancel your life insurance, you won’t receive a refund unless you’ve paid premiums in advance. Instead of cancelling your policy, review all of the alternatives available to you.
https://www.lifeinsurancedirect.com.au/life-insurance/cancel-life-insurance-policy/
How a Life Insurance Broker Can Save You Money
by Nur Dreyer • 21 February 2022
The benefits of using a Life Insurance Broker versus going Direct. We reveal how a specialist can actually save you money and help get your claim paid.
https://www.lifeinsurancedirect.com.au/life-insurance/life-insurance-broker/
Life Insurance for Couples in Australia: Married & Unmarried
by Russell Cain • 17 February 2022
We help you decide between joint vs single life insurance for couples depending on the stage of your relationship; newly married, growing family or retired.
https://www.lifeinsurancedirect.com.au/life-insurance/guides/families/couples/
Top 10 Life Insurance Companies in Australia for 2022
by Megan Fraser • 20 January 2022
Some of the best life insurance companies in Australia for 2022 include TAL, AIA and Zurich. Discover features and benefits of each insurer.
MLC On Track Relaunched
by Russell Cain • 13 December 2021
MLC life insurance relaunched their popular wellness program, motivating new MLC customers to keep active with a 5% policy discount off insurance premiums
https://www.lifeinsurancedirect.com.au/companies/mlc/on-track/
How to Protect Your Family with Life Insurance
by publishers • 13 December 2021
Discover how family life insurance can protect you, your partner and your children against the unexpected. Help your loved ones maintain their lifestyle.
https://www.lifeinsurancedirect.com.au/life-insurance/guides/families/
How to Find Cheap Life Insurance in Australia
by publishers • 19 November 2021
My 10 steps to finding the cheapest life insurance while not compromising on cover. Including access to our quote index to compare 32 policies with 1 click.
https://www.lifeinsurancedirect.com.au/life-insurance/guides/cheapest-life-insurance/
Seniors Life Insurance in Australia
by Russell Cain • 15 October 2021
Life insurance for seniors can be expensive but necessary if you still have remaining financial obligations. Compare quotes from leading insurers to find a policy that is suited to your requirements.
https://www.lifeinsurancedirect.com.au/life-insurance/guides/seniors/
The Duty to take Reasonable Care Not to Make a Misrepresentation
by Russell Cain • 23 September 2021
When you apply for an insurance policy, you have a duty to take reasonable care not to make any misrepresentation when entering into a contract with your insurer.
Life Insurance at Different Life Stages
by Russell Cain • 20 September 2021
Discover the life stages that significantly impact your life insurance requirements. Compare different policy types to find one that may work for your current life stage.
https://www.lifeinsurancedirect.com.au/life-insurance/different-life-stages/
Combined Life Insurance: Linked vs Standalone Cover
by Russell Cain • 23 August 2021
Link your life insurance with trauma insurance, TPD cover or both to save on your premiums and simplify your insurance. Compare linked vs standalone policy to find the right option for you.
https://www.lifeinsurancedirect.com.au/life-insurance/policy-options/combined-insurance-policies/
Life Insurance Beneficiary Nomination
by publishers • 23 August 2021
Choose who will receive your money when you pass away. Nominating a beneficiary can give you peace of mind. Discover how to choose a beneficiary.
https://www.lifeinsurancedirect.com.au/life-insurance/policy-options/beneficiaries/
MLC Life Insurance
by Russell Cain • 30 June 2021
Find out if MLC is an insurance provider you can trust to protect you and your family. Discover the range of products and the benefits they offer.
Financial advisers are leaving the industry at alarming numbers leaving customers exposed
by Russell Cain • 21 June 2021
Learn more about the impact on consumers as the number of financial advisers are dwindling every year.
https://www.lifeinsurancedirect.com.au/financial-advisers-leaving-life-insurance-industry/
Transferring a Life Insurance Policy
by Russell Cain • 10 June 2021
When life changes you might consider transferring your life insurance policy to another entity for tax, premium funding, family planning or other reasons to suit your new requirements.