Stepped vs Level Premiums
by Russell Cain • 17 May 2021
Comparing stepped vs. level premiums is an important step in determining which policy best suits your needs and those of your dependents.
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/stepped-vs-level-premiums/
Terminal Illness Benefit for Life Insurance
by publishers • 17 May 2021
Make sure your life insurance policy pays an advanced benefit when diagnosed with terminal illness, so that you know money is one less thing to worry about.
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/terminal-illness-benefit/
The Value of Finding the Right Life Insurance Premiums
by publishers • 16 April 2021
Tips and strategies to potentially save your thousands of dollars on your life insurance premiums. Put money back into your pocket!
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/life-insurance-premiums/
Interim Cover
by publishers • 22 February 2021
Interim cover can provide limited cover for up to 90 days while your application is assessed. Find out how to qualify, what is covered & how to claim on this benefit.
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/interim-cover/
Life Insurance
by Russell • 12 January 2021
Life insurance is designed to protect your family should you pass away unexpectedly. Set up correctly, with the right policy and insurer it provides certainty to you and loved ones.
Managing The Cost of Your Premium During Financial Hardship
by publishers • 11 January 2021
If you are suffering from financial hardship, the Suspending Cover Benefit can help you suspend your cover for up to 12 months while your financial situation improves!
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/suspending-cover-benefit/
No-exam trend in Life Insurance on the rise
by Andrew Mo • 15 December 2020
COVID-19 has strengthened the trend of no-examination Life Insurance in the industry but we need to consider whether this will truly give us the best outcome.
https://www.lifeinsurancedirect.com.au/no-exam-trend-in-life-insurance-on-the-rise/
Online Life Insurance Quotes
by publishers • 25 May 2020
Easily find cheap life insurance in Australia by comparing quotes online. Price, benefits & features side-by-side. NO medical exams or blood tests required.
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/
How do I know what life insurance to buy?
by Andrew Mo • 28 April 2020
https://www.lifeinsurancedirect.com.au/how-do-i-know-what-life-insurance-to-buy/
Premium Freeze Option
by publishers • 29 November 2019
The premium freeze option allows you to fix your premium price. Here’s how it works, policy implications and when it is available to you.
https://www.lifeinsurancedirect.com.au/life-insurance/guides/premium-freeze/
Keep Up With Inflation | Benefit Indexation
by publishers • 1 December 2017
Benefit Indexation automatically increases your level of cover by either 5% or the CPI! Keep your insurance lump sum benefit in line with the rising cost of living!
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/benefit-indexation/
Stepped Life Insurance Premiums
by publishers • 24 June 2017
If you’re looking for short-term affordability, stepped life insurance premiums might be the right option for you.
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/stepped-premiums/
How do I find the best life insurance policy?
by Russell Cain • 24 March 2017
Finding the best life insurance policy for your circumstances! Policy must be affordable, provide worldwide cover and benefits that suit you!
RACV Life Insurance
by Russell Cain • 17 March 2017
A 5% discount applies to RACV members, and spouses who take out a new insurance policy from any of AMP Elevate (Life, TPD or Trauma insurance) policies.
https://www.lifeinsurancedirect.com.au/racv-life-insurance-member-discounts/
Funeral Advancement
by publishers • 7 March 2017
Advanced payment to help your beneficiaries cover the costs of your funeral. Minimal waiting period and can pay a benefit up to $20,000!
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/funeral-advancement/
Life Insurance Premium Increase Guide
by publishers • 10 February 2017
Our guide to life insurance premium increases aims to remove uncertainty and provide you with clarity on how to potentially avoid costly premium increases.
https://www.lifeinsurancedirect.com.au/life-insurance/guides/premium-increases/
Level Life Insurance Premiums
by publishers • 24 January 2017
Level life insurance premiums start off higher but do not increase due to your age and can can help with long-term affordability and budgeting.
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/level-premiums/
Hybrid Premiums
by publishers • 24 January 2017
Achieve flexibility and long-term affordability with a Hybrid Premium Structure! This extra cost option gives you a stepped style policy with the option of converting to a level premium style later.
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/hybrid-premiums/
Life Insurance Direct Quote Index 2016
by Life Insurance Direct • 5 July 2016
Industry first interactive research Index allows you to compare life insurance quotes of Direct, Retail and Super Fund life insurance policies side by side!
Questions premium price spike
by Russell Cain • 7 September 2015
But Mr Cain said the price increases, which will make it more expensive for consumers to buy life insurance via advisers, comes at a time when large insurers are campaigning to slash commissions paid to advisers.
https://www.lifeinsurancedirect.com.au/questions-premium-price-spikes/