-
Managing The Cost of Your Premium During Financial Hardship
by publishers • 25 August 2023
If you are suffering from financial hardship, the Suspending Cover Benefit can help you suspend your cover for up to 12 months while your financial situation improves!
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/suspending-cover-benefit/
-
Level Life Insurance Premiums
by publishers • 4 July 2023
Level life insurance premiums start off higher but do not increase due to your age and can can help with long-term affordability and budgeting.
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/level-premiums/
-
Stepped Life Insurance Premiums
by publishers • 4 July 2023
Stepped life insurance generally offers you lower premiums at the start but increases with each passing year. Premiums start off relatively cheap, it is important to be aware that they increase over time
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/stepped-premiums/
-
Online Life Insurance Quotes
by publishers • 3 July 2023
Easily find cheap life insurance in Australia by comparing quotes online. Price, benefits & features side-by-side. NO medical exams or blood tests required.
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/
-
Terminal Illness Benefit for Life Insurance
by publishers • 30 May 2023
Make sure your life insurance policy pays an advanced benefit when diagnosed with terminal illness, so that you know money is one less thing to worry about.
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/terminal-illness-benefit/
-
Life Insurance
by Russell Cain • 12 March 2023
Protect your loved ones financially with the right life insurance policy in Australia. Learn about different types of policies, coverage options, premiums, and more. Find the best policy for your needs and budget with our comprehensive guide to life insurance in Australia.
-
The Real Difference Between Stepped vs Level Premiums in 2023
by Russell Cain • 21 February 2023
Level life insurance premiums are typically calculated based on the age you were when you applied for your policy. Stepped policies on the other hand increase each year as you age. Compare stepped vs level premiums to find an option that suits your requirements.
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/stepped-vs-level-premiums/
-
The Value of Finding the Right Life Insurance Premiums
by publishers • 30 June 2022
Tips and strategies to potentially save your thousands of dollars on your life insurance premiums. Put money back into your pocket!
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/life-insurance-premiums/
-
Interim Cover
by publishers • 22 February 2021
Interim cover can provide limited cover for up to 90 days while your application is assessed. Find out how to qualify, what is covered & how to claim on this benefit.
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/interim-cover/
-
No-exam trend in Life Insurance on the rise
by Life Insurance Direct • 15 December 2020
COVID-19 has strengthened the trend of no-examination Life Insurance in the industry but we need to consider whether this will truly give us the best outcome.
https://www.lifeinsurancedirect.com.au/no-exam-trend-in-life-insurance-on-the-rise/
-
How do I know what life insurance to buy?
by Life Insurance Direct • 28 April 2020
https://www.lifeinsurancedirect.com.au/how-do-i-know-what-life-insurance-to-buy/
-
Premium Freeze Option
by publishers • 29 November 2019
The premium freeze option allows you to fix your premium price. Here’s how it works, policy implications and when it is available to you.
https://www.lifeinsurancedirect.com.au/life-insurance/guides/premium-freeze/
-
Keep Up With Inflation | Benefit Indexation
by publishers • 1 December 2017
Benefit Indexation automatically increases your level of cover by either 5% or the CPI! Keep your insurance lump sum benefit in line with the rising cost of living!
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/benefit-indexation/
-
How do I find the best life insurance policy?
by Russell Cain • 24 March 2017
Finding the best life insurance policy for your circumstances! Policy must be affordable, provide worldwide cover and benefits that suit you!
-
RACV Life Insurance
by Russell Cain • 17 March 2017
A 5% discount applies to RACV members, and spouses who take out a new insurance policy from any of AMP Elevate (Life, TPD or Trauma insurance) policies.
https://www.lifeinsurancedirect.com.au/racv-life-insurance-member-discounts/
-
Funeral Advancement
by publishers • 7 March 2017
Advanced payment to help your beneficiaries cover the costs of your funeral. Minimal waiting period and can pay a benefit up to $20,000!
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/funeral-advancement/
-
Life Insurance Premium Increase Guide
by publishers • 10 February 2017
Our guide to life insurance premium increases aims to remove uncertainty and provide you with clarity on how to potentially avoid costly premium increases.
https://www.lifeinsurancedirect.com.au/life-insurance/guides/premium-increases/
-
Hybrid Premiums
by publishers • 24 January 2017
Achieve flexibility and long-term affordability with a Hybrid Premium Structure! This extra cost option gives you a stepped style policy with the option of converting to a level premium style later.
https://www.lifeinsurancedirect.com.au/life-insurance/quote-comparison/hybrid-premiums/
-
Life Insurance Direct Quote Index 2016
by Russell Cain • 5 July 2016
Industry first interactive research Index allows you to compare life insurance quotes of Direct, Retail and Super Fund life insurance policies side by side!
-
Questions premium price spike
by Russell Cain • 7 September 2015
But Mr Cain said the price increases, which will make it more expensive for consumers to buy life insurance via advisers, comes at a time when large insurers are campaigning to slash commissions paid to advisers.
https://www.lifeinsurancedirect.com.au/questions-premium-price-spikes/