Life Insurance Built In Benefits
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Written by Russell Cain 
Life Insurance Built In Benefits
Interim Cover
23 July 2026
What is interim cover? Understand the temporary protection that may apply while your life insurance application is being assessed by an insurer.
Does Life Insurance Cover Suicide in Australia? (2026 Guide)
5 June 2026
Life insurance for suicide can feel complex to navigate. Learn how waiting periods, exclusions, and policy types shape the outcome.
Life Insurance Beneficiaries in 2026: A Complete Guide
13 February 2026
Learn how to nominate beneficiaries for life insurance weather personally owned or held within superannuation. This expert 2025 guide covers nomination types, legal rules, tax treatment, and how to get the funds to your loved ones.
Waiver of Premium
14 August 2025
If you become severely disabled, the premium waiver option waives all premiums for the period of total disablement. Ensure your policy has this option!
Managing The Cost of Your Premium During Financial Hardship
18 July 2025
If you are suffering from financial hardship, the Suspending Cover Benefit can help you suspend your cover for up to 12 months while your financial situation improves!
Keep Up With Inflation | Benefit Indexation
9 June 2025
Benefit Indexation automatically increases your level of cover by either 5% or the CPI! Keep your insurance lump sum benefit in line with the rising cost of living!
Terminal Illness Benefit for Life Insurance
30 April 2025
Make sure your life insurance policy pays an advanced benefit when diagnosed with terminal illness, so that you know money is one less thing to worry about.