Income Protection Insurance Waiting Periods
by Russell Cain • 16 May 2022
Short waiting periods ensure your benefits are paid sooner but premiums cost less with longer wait periods. Compare waiting period options & costs online.
https://www.lifeinsurancedirect.com.au/income-protection/quote-comparison/waiting-period/
Personal Accident Insurance
by publishers • 14 April 2022
Protect yourself and your family from the unexpected loss of income, due to accidental injury, by taking out personal accident insurance cover.
https://www.lifeinsurancedirect.com.au/income-protection/personal-accident-insurance/
COVID-19’s Impact on Life Insurance
by Russell Cain • 23 March 2022
As the pandemic continues to spread, insurers are seeing an increased number of applications from those who have had the coronavirus or are suffering from long COVID. Here's what you need to know about COVID-19's impact on life insurance.
https://www.lifeinsurancedirect.com.au/covid-impact-on-life-insurance/
Best Income Protection Insurance
by publishers • 22 March 2022
3 Easy steps to finding the best income protection insurance Australia has to offer. Becoming informed is the first step, we unveil the 3 easy steps for you
https://www.lifeinsurancedirect.com.au/income-protection/best/
Business Expenses Insurance
by publishers • 7 March 2022
Designed for the self employed, business expenses insurance covers your fixed business costs for up to 12 months if you suffer an accident or sickness.
https://www.lifeinsurancedirect.com.au/income-protection/business-expenses/
Your Guide to Protecting Your Income
by publishers • 3 March 2022
The most amazing guide on how you can protect your greatest asset – You. Protect your income and support your family when you’re unable to work for a period of time due to sickness or injury.
https://www.lifeinsurancedirect.com.au/income-protection/guides/
Superlink Your Income Protection Insurance
by publishers • 21 February 2022
Learn how you can save on your premiums and access enhanced benefits with split income protection insurance, that’s both inside and outside of superannuation.
https://www.lifeinsurancedirect.com.au/income-protection/policy-options/splitting-ownership/
Income Protection Policy Options in Australia
by publishers • 16 February 2022
Find the right income protection policy that meets your requirements. We review the different policy types and the ownership & premium structures available.
https://www.lifeinsurancedirect.com.au/income-protection/policy-options/
Income Protection Insurance Quotes
by publishers • 20 January 2022
Income protection insurance pays a monthly benefit if you’re unable to work due to illness or injury. Instantly compare income protection quotes from 10 leading insurers’ online (no personal details required) and find great value cover for you and your family.
https://www.lifeinsurancedirect.com.au/income-protection/quote-comparison/
Income Protection Benefit Period
by Russell Cain • 13 December 2021
Choose income protection benefit periods. Longer benefit periods are ideal as they protect your income if you aren’t able to work. However, they cost more than shorter periods.
https://www.lifeinsurancedirect.com.au/income-protection/quote-comparison/benefit-periods/
When is Income Protection Tax Deductible?
by publishers • 10 December 2021
Find out if you can claim income protection premiums on your tax return. We explain what portion is tax deductible and how to claim.
https://www.lifeinsurancedirect.com.au/income-protection/when-is-income-protection-tax-deductible/
Income Protection Insurance Australia
by Megan Fraser • 5 November 2021
Cover up to 70% of your personal exertion income if you’re unable to work for longer than your waiting period. Financial protection while you focus on recovery.
Work Cover vs Income Protection
by publishers • 17 October 2021
Discover if your workcover provides you with enough protection when unable to work due to injury or illness & if you should also have income protection.
https://www.lifeinsurancedirect.com.au/income-protection/guides/work-cover-vs-income-protection/
A Guide to The 1 October 2021 Income Protection Changes
by Russell Cain • 15 October 2021
By 1 October 2021, APRA mandated specific changes to be implemented to income protection policies. These changes impact disability definitions, income at risk calculations and the monthly benefits you’ll be able to claim.
https://www.lifeinsurancedirect.com.au/guide-to-the-1-october-2021-income-protection-changes/
Income Protection Changes 1 October 2021 Deadline
by Russell Cain • 21 September 2021
Some of the most significant changes ever to income protection have been mandated by APRA. No later than 1 October 2021 the next four changes will kick in.
https://www.lifeinsurancedirect.com.au/insurance-companies-are-changing-the-rules/
Changes to income protection will allow insurers to downgrade policies
by Russell Cain • 17 June 2021
Learn more about how income insurance will change and how insurers will be free to downgrade policies and have the option not to renew.
https://www.lifeinsurancedirect.com.au/income-protection-insurance-changes-contracts/
How will income protection insurance changes impact professionals?
by Russell Cain • 20 April 2021
From no later than the 31st October 2021, professionals eg: lawyers, doctors, and specialists are going to find it more difficult to protect the same level of their income than is currently available.
https://www.lifeinsurancedirect.com.au/income-protection-insurance-changes-professionals/
How will income protection insurance changes impact the self-employed?
by Russell Cain • 12 April 2021
With new Agreed Value policies recently taken off the market, and proof of income periods for indemnity policies set to change imminently, it‘ harder than ever before for self employed to protect their income.
https://www.lifeinsurancedirect.com.au/income-protection-insurance-changes-self-employed/
How does income protection work?
by Russell Cain • 23 February 2021
Income protection ensures that you're taken care of if you can't work. Learn more about how it works, the difference between waiting and benefit periods and how premiums are calculated.
https://www.lifeinsurancedirect.com.au/how-does-income-protection-work/
Income Protection Premiums Increase for 2021
by Russell Cain • 1 January 2021
Find out if you’ll pay more for your income protection insurance and 10 ways you can reduce the cost. Compare income protection premiums online and save!
https://www.lifeinsurancedirect.com.au/income-protection-premium-increase/