Income Protection Insurance Australia
by Megan Fraser • 5 November 2021
Cover up to 70% of your personal exertion income if you’re unable to work for longer than your waiting period. Financial protection while you focus on recovery.
A Guide to The 1 October 2021 Income Protection Changes
by Russell Cain • 15 October 2021
By 1 October 2021, APRA mandated specific changes to be implemented to income protection policies. These changes impact disability definitions, income at risk calculations and the monthly benefits you’ll be able to claim.
https://www.lifeinsurancedirect.com.au/guide-to-the-1-october-2021-income-protection-changes/
Income Protection Changes 1 October 2021 Deadline
by Russell Cain • 21 September 2021
Some of the most significant changes ever to income protection have been mandated by APRA. No later than 1 October 2021 the next four changes will kick in.
https://www.lifeinsurancedirect.com.au/insurance-companies-are-changing-the-rules/
Changes to income protection will allow insurers to downgrade policies
by Russell Cain • 17 June 2021
Learn more about how income insurance will change and how insurers will be free to downgrade policies and have the option not to renew.
https://www.lifeinsurancedirect.com.au/income-protection-insurance-changes-contracts/
When is Income Protection Tax Deductible?
by publishers • 10 June 2021
Find out if you can claim income protection premiums on your tax return. We explain what portion is tax deductible and how to claim.
https://www.lifeinsurancedirect.com.au/income-protection/when-is-income-protection-tax-deductible/
How will income protection insurance changes impact professionals?
by Russell Cain • 20 April 2021
From no later than the 31st October 2021, professionals eg: lawyers, doctors, and specialists are going to find it more difficult to protect the same level of their income than is currently available.
https://www.lifeinsurancedirect.com.au/income-protection-insurance-changes-professionals/
How will income protection insurance changes impact the self-employed?
by Russell Cain • 12 April 2021
With new Agreed Value policies recently taken off the market, and proof of income periods for indemnity policies set to change imminently, it‘ harder than ever before for self employed to protect their income.
https://www.lifeinsurancedirect.com.au/income-protection-insurance-changes-self-employed/
How does income protection work?
by Russell Cain • 23 February 2021
Income protection ensures that you're taken care of if you can't work. Learn more about how it works, the difference between waiting and benefit periods and how premiums are calculated.
https://www.lifeinsurancedirect.com.au/how-does-income-protection-work/
Income Protection Benefit Period
by Russell Cain • 22 February 2021
Choose benefit periods for your income protection policy. Longer benefit periods are ideal as they protect your income if you aren’t able to work. However, they cost more than shorter periods.
https://www.lifeinsurancedirect.com.au/income-protection/quote-comparison/benefit-periods/
Income Protection Premiums Increase for 2021
by Russell Cain • 1 January 2021
Find out if you’ll pay more for your income protection insurance and 10 ways you can reduce the cost. Compare income protection premiums online and save!
https://www.lifeinsurancedirect.com.au/income-protection-premium-increase/
The Benefit of Day 1 Accident Cover on Your Policy
by publishers • 17 September 2020
Discover how you can receive benefits sooner during your income protection waiting period with Day 1 Accident Protection.
https://www.lifeinsurancedirect.com.au/income-protection/policy-options/day-1-accident-cover/
Income insurance premiums are rising and here’s what you need to know
by Andrew Mo • 15 August 2020
Where to start when looking for income protection insurance
by Andrew Mo • 9 June 2020
https://www.lifeinsurancedirect.com.au/where-to-start-when-looking-for-income-protection-insurance/
Income Protection Insurance Waiting Periods
by Russell Cain • 25 May 2020
Short waiting periods ensure your benefits are paid sooner but premiums cost less with longer wait periods. Compare waiting period options & costs online.
https://www.lifeinsurancedirect.com.au/income-protection/quote-comparison/waiting-period/
Agreed Value vs. Indemnity Income Protection
by publishers • 12 February 2020
Comparing an Agreed or Indemnity Value income protection is an important consideration. We detail the pros and cons of each, to help you find the best!
https://www.lifeinsurancedirect.com.au/income-protection/agreed-value-vs-indemnity-policies/
How To Reduce The Cost of Your Income Protection
by publishers • 13 September 2019
13 Ways you can find cheap income protection in Australia. Review comparison tables of waiting periods, benefit periods and different insurance brands.
https://www.lifeinsurancedirect.com.au/income-protection/guides/how-you-can-save/
Superlink Your Income Protection Insurance
by publishers • 16 August 2019
Learn how you can save on your premiums and access enhanced benefits with split income protection insurance, that’s both inside and outside of superannuation.
https://www.lifeinsurancedirect.com.au/income-protection/policy-options/splitting-ownership/
Finding Income Protection when Self-Employed
by publishers • 4 August 2019
Income protection is available if you're self-employed! Receive a monthly benefit of up to 70% of your income if unable to work due to illness or accident.
https://www.lifeinsurancedirect.com.au/income-protection/self-employed-insurance/
Income Protection Policy Options in Australia
by publishers • 16 February 2019
Find the right income protection policy that meets your requirements. We review the different policy types and the ownership & premium structures available.
https://www.lifeinsurancedirect.com.au/income-protection/policy-options/
Specified Injury Benefit
by publishers • 13 August 2018
The specified injury benefits pays you a benefit if you suffer from a specified injury, even if you still working, with no waiting period applicable!
https://www.lifeinsurancedirect.com.au/income-protection/policy-options/specified-injury-benefit/