Do I need Sports Insurance?
You don’t necessarily need sports insurance, but it can be a smart option depending on how active you are and what cover you already have. Many standard health and income protection policies will cover injuries from non-professional sport, but exclusions and limits are common, especially for contact or higher-risk activities. If you play sport regularly, rely on your income, or want extra peace of mind in case an injury leads to medical costs or time off work, sports insurance can help fill the gaps. The key is to check your existing policies first so you know exactly what is, and isn’t, covered.
