Can I get Life Insurance with Diabetes?
You can usually qualify for life insurance even if you have diabetes. When assessing you, insurers consider whether you have type 1 or type 2, how long you’ve had the condition, how you control it (through diet, medication, or insulin), your most recent HbA1c readings and trends, and whether you have any complications or other medical conditions. People with well-managed diabetes are commonly accepted, while those with poor control or complications may face higher costs, limitations, or postponements. To make the process easier, it’s a good idea to request a pre-assessment so an adviser can look over your latest results and give you an idea of the likely terms before you submit an application.
