Asteron Healthy Life Discount Options

At Asteron Life, they believe that when you look after yourself, eat well, and exercise you’re likely to be a lower insurance ‘risk’ and should be rewarded for that.

Asteron has been a life insurance specialist for over 175 years and recognise that they have an interest in you staying healthy and preventing chronic illnesses. After all, the healthier you are the less likely you’ll be to make a claim for preventable diseases.

Asteron Healthy Life Discount rewards your healthy lifestyle with an immediate premium reduction.

Benefits of a Healthy Lifestyle

People who engage in unhealthy habits, like smoking and eating junk food, are at an increased risk of premature health decline and death. Everyone benefits from you living a healthier life, including your family. The benefits of living healthier include:

  • Fewer health problems – a lower risk of developing many preventable illnesses, like type II diabetes, hypertension and heart disease.
  • Saving money – reducing your Asteron life insurance premiums by 20%.
  • Increased energy and better overall mood.
  • Stronger immune system, preventing colds and flu from taking control of your body.

Compare Life Insurance Quotes

Free Online Comparison Free Online Comparison
Lowest Price Guarantee Lowest Price Guarantee*
No Hidden Fees No Hidden Fees

New and Existing Customers of Asteron

The Asteron Healthy Life discount offers you up to 20% off your initial Life Cover. Both new and existing Asteron Life Complete policy holders can apply. There are two discount options available to you.

10% discount
$250,000 minimum sum insured (per policy)
Must be between 29 and 49 years of age
No additional underwriting requirements required
Body Mass Index (BMI) of 28 or below
Normal blood pressure and cholesterol
20% discount
$250,000 minimum sum insured (per policy)
Must be between 29 and 49 years of age
Blood test and QuickCheck required
Body Mass Index (BMI) of 28 or below
Normal blood pressure and cholesterol

You can apply and qualify for an Asteron Healthy Life Discount by satisfying Asteron’s set of health and lifestyle criteria. However, if you were to answer yes to any of the below questions you’ll more than likely not qualify:

Asteron_Healthy_Life_and_Healthy_option_form

Maintaining Your Discount on Your Premiums

You can retain you 20% healthy plus discount by re-taking the above mentioned tests every year. If for some reason you decide not to re-take the tests, your 20% discount will reduce every year, for 10 years, by 1%. You’ll then be able to retain the remaining 10% discount for the life of your policy.

Your 20% discount can be re-instated at any time (up to your age 55) if you decide to reapply and still meet the above criteria.

Conclusion

Contact our life insurance specialists for more details on qualifying for either the Healthy Life or Healthy Plus discounts should you be an existing Asteron customer or seeking to take out a new policy with the insurer.

Ask an Expert?

Share This