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Life Insurance Direct Health & Wellness

The Complete Guide to Life Insurance Discounts (2025 Edition)

16 December 2025

Life insurance in Australia isn’t just about choosing the right level of cover, it’s also about understanding the discounts that can reduce what you pay for a period of time. Most major insurers offer a range of discounts, including introductory offers, health-based rewards, and long-term pricing incentives. While these discounts can make insurance more affordable, they don’t all work the same way, and some reduce over time.

Get Rewarded for Living Healthier with Life Insurance

28 February 2025

Save money and improve your well-being with health incentive programs. Earn rewards, enjoy lower insurance premiums, and get exclusive benefits for making healthier lifestyle choices.

2024 Private Health Insurance Premium Increases

13 March 2023

The 2024 Private Health Insurance Premium Increase in Australia averages 3.03%, but the exact increase will vary depending on the insurer and policy. Policyholders will receive a notice from their insurer before 1 April detailing any changes to their policy and associated costs.

The Top 6 Free Tips for a Healthier Lifestyle in 2022

18 January 2021

Discover the best six ways to lead a healthier lifestyle this new year for free. Review easy yet effective exercise routines and compare insurance company rewards earned by meeting your wellness goals.

Review AIA Health Insurance with AIA Vitality

3 August 2020

Review and compare the different levels of coverage and benefits you can receive through AIA Vitality Health Insurance and AIA Vitality. Compare policies to find the best healthcare insurance for your requirements.

The Coronavirus and Your Life Insurance

19 March 2020

In December 2019, the Chinese authorities detected the outbreak of the Coronavirus, which causes the disease Covid-19. The World Health Organization (WHO) declared the disease a pandemic on 11 March 2020, as the illness reached over 110 countries and territories across the globe. Many Australians are concerned whether their life insurance will pay out should…

myOwn Health Insurance

13 August 2018

AIA myOwn: Health Insurance That Gives Back A different type of health insurance that helps you get healthier and provide you with more value by combining hospital and extras cover with the AIA Vitality membership. AIA Health Insurance Australia offers you up to 70% back on Extras from recognised providers, up to your annual limits….

Is our Australian Lifestyle Cause for Concern – Australian’s Health 2016 Report

26 September 2016

It’s another typical Australian day. You wake up at 06:00 and prepare the kid’s lunches while they attempt breakfast by having a bowl of Weet-Bix and spilling mot of it on the floor. Two hours of chaos later you’re dressed and heading out the door. You manage to drop the kids off just as the…

Does Life Insurance Provide Peace of Mind or is Ignorance Bliss?

9 May 2016

When buying life insurance you’re often content knowing that, if you should pass away unexpectedly, your insurance company will step in and financially support your loved ones. Unfortunately, this isn’t always the case. This article explores ways you can increase your control and certainty of your policy paying out. Earlier this year , on the…

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