Life Insurance Direct Blog

Will you be accepted?: Three years of statistics

Despite their usefulness, generalisations aren’t always entirely reliable, they can often be misleading, and at other times, simply wrong. For insurance purposes, some generalisations are useful to assessing risks, costs and consequences; all other things being equal females will outlive males, tobacco use is detrimental to your health and the probability of death increases with…

News 30 November 2015
Read more

How to manage food allergies

We live in an age of food panic. If you were to do look at your online search history, the words gluten free, diary free, soy, egg and/or nut free are most likely in your most recent searches. This is not surprising. According to the Centres of Disease Control and Prevention, food allergies among children…

Health & Wellness 5 November 2015
Read more

Life Insurance Framework Survey 2015 Results

Life Insurance Direct have the exclusive right to publish the  ‘Life Insurance Framework Survey 2015’, as authorised by the Life Insurance For Consumer Group. All references to this survey must use the following link: https://www.lifeinsurancedirect.com.au/life-insurance-framework-survey Post the Life Insurance Framework (LIF) announcement, there was a plenty of anecdotal evidence of misrepresentation, and deep concern that…

News 29 October 2015
Read more

Life Insurers Profits Up But You Still Pay More

[vc_row css=”.vc_custom_1444117188405{margin-right: 0px !important;margin-left: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}”][vc_column css=”.vc_custom_1444117194501{margin-right: 0px !important;margin-left: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}”][vc_row_inner][vc_column_inner width=”1/2″][vc_column_text]SYDNEY: 07 October, 2015 – The recent reporting season has revealed that, despite crying poor, life insurers’ profits are still increasing, according to lifeinsurancedirect.com.au. LifeInsuranceDirect.com.au CEO Russell Cain said, “AMP reported one of the highest increases…

News 7 October 2015
Read more

Questions premium price spike

Questions premium price spike SYDNEY: 7 September, 2015 – lifeinsurancedirect.com.au is questioning whether the current spike in premiums on life insurance offered by insurers to consumers via financial advisers amounts to price gouging. But Mr Cain said the price increases, which will make it more expensive for consumers to buy life insurance via advisers, comes…

News 7 September 2015
Read more

Protect our firefighters

Protect our firefighters SYDNEY: 12 August, 2015 – A Bill recently introduced into the Queensland Parliament has highlighted the need for Australia to commit to better protecting firefighters, according to LifeInsuranceDirect.com.au. The Bill, which would change the Workers Compensation Act, seeks to put in place a qualifying period a professional firefighter would have to work…

News 12 August 2015
Read more

Life insurance commissions – perception versus reality

SYDNEY: 10 July, 2015 – Life insurers are allowing a misperception that advisers are being paid upfront commissions of up to 120% to continue, according to Life Insurance Direct. “Their intent might be unclear but the effect is not,” says Life Insurance Direct CEO, Russell Cain. “This view of adviser remuneration is popularly accepted but,…

News 10 July 2015
Read more

Life insurance commissions – perception versus reality

[vc_row css=”.vc_custom_1503909642630{margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}”][vc_column css=”.vc_custom_1503909648339{margin-right: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;padding-right: 0px !important;padding-left: 0px !important;}”][vc_row_inner][vc_column_inner width=”1/2″][vc_column_text]SYDNEY: 10 July, 2015 – Life insurers are allowing a misperception that advisers are being paid upfront commissions of up to 120% to continue, according to Life Insurance Direct. “Their intent might…

News 10 July 2015
Read more

Life Insurance – Are you paying too much?

Are you paying too much? With the plethora of life insurance offers now being marketed to Australians, consumers may be confused about which policies are more affordable, according to Life Insurance Direct Australia (Life Insurance Direct) CEO, Russell Cain. To help consumers make more informed choices, Life Insurance Direct conducted first of its kind research…

News 18 June 2015
Read more

xLife Rebrands as Life Insurance Direct

xLife has rebranded We are happy to announce the exciting news that xLife has rebranded and will now be known as Life Insurance Direct Australia! Our new name comes with a brand new logo and an amazing new website, lifeinsurancedirect.com.au. After 8 fantastic years as xLife, founder and CEO Russell Cain feels the time is…

News 16 December 2014
Read more