Frequently Asked Questions and Answers

• Is Life Insurance Direct a comparison service?

  Life Insurance Direct is a convenient and free online service offering various insurance options to meet your requirements and budget. Our team of knowledgeable insurance specialists is always available to answer any questions you may have regarding your policy, making changes, or assistance with a claim. We are here to help you every step of the way.

• How Does Life Insurance Direct Work?

  Life Insurance Direct ensures that our customers can easily compare and apply for policies from leading insurance brands. The best part is that we offer our services at no cost to you, as the insurers compensate us. Our team of experienced insurance specialists is always available to help you with any enquiries and guide you through the purchase process. We also offer annual policy reviews and can assist you with making updates or claims assistance.

• What is life insurance?

  Life insurance is an agreement between you and your insurance provider. You pay a premium, and in return, your estate or nominated beneficiaries receive a benefit if you are diagnosed with a terminal illness or pass away. The goal of this coverage is to offer financial security to your loved ones in the event of a tragedy.

• What are the different types of life insurance?

  At Life Insurance Direct, we value that everyone’s requirements differ. For this reason, we offer five life insurance options for you to consider, including Life Insurance, Income Protection, TPD Cover, Trauma Insurance, and key person protection.

• Which is the best life insurance in Australia?

  Generally, the best life insurance policy for you is one that meets your personal requirements. There is no one best insurer, each policy has different features, benefits and exclusions. It is about finding a policy that meets your requirements and levels of cover. You may want to ask yourself how much money your family will need to maintain their current lifestyle, which benefits you’re interested in and what your budget might be.

• How do I compare life insurance quotes?

  Typically, our insurance comparison service is the best way to find affordable life insurance quotes online. You can request quotes from up to eight leading life insurance companies, allowing you to compare benefits, features, and prices side-by-side. To get started, fill out the quote form at the top of the page or contact us at 1300 135 205, and one of our specialists will contact you shortly.

• What does life insurance cost?

  Life insurance prices are usually influenced by factors such as your age, gender, lifestyle, policy type, and the features and benefits you choose. For instance, if you’re a non-smoking female, the premiums can begin from as low as $21 per month for coverage of $500,000 and for a non-smoking male from as low as $23 per month on a stepped premium Hence, it’s advisable to examine all your options before deciding to ensure you receive the best possible coverage for yourself and your loved ones.